Trading Education
TRADING PLATFORMS
CLIENT & COMPANY
At FinvestAI, transparency and security are at the heart of everything we do. Our legal documents outline the key policies that govern your trading experience, ensuring compliance, fairness, and protection for all our traders. From our Terms & Conditions to our Privacy Policy, KYC & AML Compliance, and Risk Disclosure, each document is designed to keep you informed about your rights, obligations, and the safeguards in place for your financial security. We encourage all traders to review these documents carefully to fully understand the policies that support a secure and responsible trading environment.
These Terms & Conditions govern your use of the services and products available on this website (hereinafter referred to as “the Site”). Our platform is accessible globally, subject to internet availability. By accessing or using this Site, you fully agree to abide by all the terms and conditions stated herein. IF YOU DO NOT AGREE WITH THESE TERMS, YOU MUST IMMEDIATELY CEASE USING THIS SITE.
FinvestAI reserves the right to update or modify these Terms & Conditions at any time without prior notice. Any changes will take effect upon publication on the Site. Your continued use of our services constitutes acceptance of these modifications.
This Agreement is entered into by Naffitive Ltd, the legal entity operating FinvestAI. Naffitive Ltd is a company registered under number 2122836, with its registered address at 1st Floor, Irvine’s Place, 159 Main Street, P.O. Box 2132, Road Town, Tortola, British Virgin Islands VG1110, and applies to the Site, trading platform, and all related features, tools, and services provided by FinvestAI. These services include, but are not limited to, live market data, trade execution, analytical tools, and financial information.
The services of FinvestAI are available to individuals and businesses that are legally eligible to enter into binding agreements in their respective jurisdictions. Our services are not available to individuals under the age of 18 or those who do not meet the legal trading requirements of their jurisdiction. If you do not qualify, please refrain from using this Site.
FinvestAI bears no responsibility for unauthorised use of its services by minors or individuals who do not meet eligibility requirements. Furthermore, our services are not available in jurisdictions where they would violate local laws or regulations. We reserve the right to refuse or terminate access to our services at our sole discretion.
To access our trading services, users must complete the registration process and provide accurate and up-to-date personal information. You are responsible for maintaining the confidentiality of your account credentials. FinvestAI will not be liable for any loss or damage arising from unauthorised access to your account.
By registering, you confirm that you will not impersonate another individual, conceal your identity, or provide false information. If you register on behalf of a company, you certify that you have the authority to bind the company to this Agreement.
Users are responsible for ensuring that their trading activities comply with the financial laws applicable in their jurisdiction. Access to our Site does not imply that our services are legal in your country. It is your obligation to verify the legality of engaging in trading activities with FinvestAI.
Additionally, users must ensure that any funds deposited into their FinvestAI account do not originate from illegal activities such as fraud, money laundering, or other criminal enterprises.
FinvestAI grants you a limited, non-exclusive, and non-transferable licence to access and use the Site solely for personal or business trading activities. Users may not copy, sell, or distribute any content from the Site without prior written consent from FinvestAI.
Any breach of these terms, including unauthorised use of the Site or its content, will result in immediate termination of your access to our services.
Trading involves substantial risk. Leveraged products can result in significant losses that may exceed your initial deposit. By using our services, you acknowledge and accept all risks associated with financial trading. You should never trade with funds you cannot afford to lose.
We strongly advise you to seek independent financial advice if you are uncertain about the risks involved in CFD trading.
In the event of a dispute between a user and FinvestAI, we will attempt to resolve the issue amicably. If an agreement cannot be reached, either party may refer the dispute to confidential arbitration under the ICC ADR Rules. The arbitration decision will be final and binding.
FinvestAI maintains a structured complaint resolution policy. All complaints are recorded and handled in a transparent manner.
FinvestAI may provide users with financial news, market analysis, and other relevant data from third-party providers. This information is not investment advice and should not be relied upon for making financial decisions.
We do not guarantee the accuracy or reliability of market data, and we are not responsible for any losses incurred as a result of acting on such information.
The Site may contain links to third-party websites. These links are provided for informational purposes only and do not imply endorsement or affiliation. FinvestAI assumes no responsibility for the content, products, or services offered by third-party websites.
FinvestAI reserves the right to refuse or cancel transactions under the following conditions:
FinvestAI’s services are not available in the following jurisdictions:
Users from these locations are strictly prohibited from accessing our platform.
Withdrawals are subject to identity verification procedures. Naffitive Ltd, the legal entity operating FinvestAI, processes withdrawal requests within 3 business days. The actual time for funds to be received depends on the withdrawal method and banking processes.
Minimum withdrawal amounts:
For security reasons, additional verification may be required before withdrawals are processed. All withdrawals must comply with the regulations applicable under the British Virgin Islands jurisdiction.
FinvestAI strictly adheres to international AML regulations. To prevent financial crimes, we:
Any attempts to use FinvestAI for illicit activities will result in account suspension and reporting to relevant authorities.
All content, trademarks, logos, and intellectual property on this Site belong to FinvestAI. You may not use, copy, or distribute any materials without prior written approval.
You agree to indemnify and hold FinvestAI, its affiliates, and employees harmless from any claims, damages, or losses resulting from your use of the Site or violation of these Terms & Conditions.
FinvestAI shall not be liable for any losses, damages, or disruptions resulting from the use of our Site, including but not limited to:
Our liability shall not exceed the amount of funds deposited into your account in connection with the disputed transaction.
This Agreement is governed by the laws of the British Virgin Islands.
Final Provisions
FinvestAI reserves the right to update these Terms & Conditions at any time. Users are responsible for reviewing changes periodically. Continued use of the Site after modifications implies acceptance of the revised terms.
If any provision of this Agreement is deemed unenforceable, the remaining provisions will remain in full effect.
For inquiries, please contact our support team.
To participate in trading and investment opportunities, FinvestAI clients must fund their trading accounts. Any generated profits may be withdrawn in accordance with this policy.
All deposits and withdrawals are subject to this policy, as well as the general Terms & Conditions of FinvestAI.
As a client, you must ensure that all deposits originate from a single funding source (e.g., a personal bank account). Before engaging in trading, you must verify that the funding source is in your name and registered in your country of residence.
For compliance purposes, FinvestAI may request a SWIFT confirmation to verify the origin of funds before they can be credited to your trading account. Failure to comply with this policy may result in restrictions on deposits made via bank transfer or wire transfer.
If your account remains inactive for six (6) months or more (a Dormant Account), a monthly dormancy fee of 10% will be deducted from your balance.
To comply with Anti-Money Laundering (AML) regulations, withdrawals can only be processed to the same funding source used for the deposit.
Unless otherwise agreed, withdrawals will be executed in the same currency as the original deposit.
If you use alternative payment methods for deposits or withdrawals, additional processing fees and restrictions may apply. Withdrawal fees are automatically deducted from the withdrawal amount. A full fee schedule is available on the FinvestAI website.
In some cases, FinvestAI may process withdrawals via an alternative method for security reasons, in accordance with AML regulations. Clients may also be required to submit additional documents before withdrawals are processed.
The following transaction fees apply to withdrawals:
A 10% withdrawal levy applies to accounts that:
Minimum Withdrawal Amounts
Note: Bank wire withdrawals incur an additional transaction fee. For example, withdrawing $250 by bank wire will include a $50 fee, leaving $200 received.
Withdrawal fees are subject to change based on FinvestAI’s banking and payment processing arrangements.
Funds visible in your account balance may include:
These Non-Deposited Funds cannot be withdrawn unless explicitly stated otherwise.
Bonuses granted by FinvestAI can only be withdrawn after reaching a minimum trading volume of 25 times the deposit amount plus the bonus received.
To withdraw funds, clients must:
Important: Clients must ensure they have sufficient available margin in their account before submitting a withdrawal request. Withdrawals may impact open positions or trading strategies.
The timeframe for funds to be received depends on bank processing and security checks:
Important Note: While FinvestAI processes withdrawals promptly, we are not responsible for delays caused by banks, credit card providers, or third-party payment systems.
Clients should follow up directly with their bank or payment provider if additional processing time is required.
Additional fees may be charged if the receiving bank uses an intermediary bank. FinvestAI is not responsible for these third-party charges.
For credit card deposits, transactions in a currency different from USD will be converted at the prevailing exchange rate. Due to potential bank fees, minor discrepancies may occur between the deposit amount and the final amount charged to the card.
Clients who deposit funds via credit card and later withdraw winnings must use the same card for withdrawals.
Card Withdrawal Limitations
Your account may hold balances in multiple currencies, subject to the following conditions:
This policy is subject to AML regulations, and additional conditions may apply at any time to ensure compliance with financial regulations.
All account activities are subject to FinvestAI’s Terms & Conditions, which may be updated periodically.
For questions about this policy, clients may contact our support team.
To protect against financial fraud and money laundering, FinvestAI has strict refund policies:
If a client’s activities are deemed inappropriate or unlawful, FinvestAI reserves the right to freeze their balance and return funds after deducting applicable service and processing fees.
Clients who deposit via credit/debit card agree not to initiate chargebacks with their bank. Any attempt to reverse transactions will be considered a breach of this policy, and FinvestAI may:
If you do have any questions, please contact our customer service team via [email protected].
FinvestAI is fully committed to upholding global anti-money laundering (AML) and counter-terrorism financing (CFT) regulations. To safeguard our clients and financial ecosystem, we adhere to stringent compliance measures that align with international standards.
Our AML framework is structured in accordance with guidelines established by MONEYVAL—the Committee of Experts on the Evaluation of Anti-Money Laundering Measures and the Financing of Terrorism. MONEYVAL, a pan-European regulatory body with 47 member states, assesses compliance with global AML/CFT protocols and reports directly to the Council of Europe’s Committee of Ministers. Additionally, MONEYVAL evaluates the effectiveness of anti-money laundering implementation across jurisdictions and provides recommendations for systemic improvements.
Originally an observer to the Financial Action Task Force (FATF), MONEYVAL became an associate member in 2006. FinvestAI has incorporated MONEYVAL’s principles into our compliance framework to mitigate the risks of financial crime.
To ensure strict adherence to AML and CFT regulations, FinvestAI enforces the following measures:
Money laundering is a process in which illicit funds are disguised as legitimate by cycling them through various financial channels. At FinvestAI, we enforce strict controls to prevent such activities.
This is the initial stage of money laundering, where illicit funds enter the financial system. Criminals attempt to introduce illegal proceeds into trading accounts, bank accounts, or financial institutions through direct deposits, trading transactions, or small-amount transfers.
To counteract this, FinvestAI ensures that all client deposits originate from verified sources. We actively monitor transactions to prevent the use of trading accounts as a means to launder illicit funds.
The second stage, known as layering or structuring, involves breaking down large sums of money into smaller, harder-to-track transactions. This process is used to obscure the origins of the funds. Criminals may conduct multiple trades across different asset classes or financial instruments to create a complex web of transactions.
To mitigate this risk, FinvestAI enforces real-time transaction monitoring and pattern analysis to detect unusual or suspicious trading behaviour. Large or frequent transactions that appear inconsistent with a client’s usual activity may trigger further compliance reviews.
At the final stage of money laundering, illicit funds are reintegrated into the financial system as seemingly legitimate assets. This is typically done through bank transfers, high-value purchases, or liquidation of financial holdings.
FinvestAI strictly enforces a withdrawal policy that mandates funds be returned to the original deposit source. By directing withdrawals back to their initial funding method, we minimise the risk of money laundering and protect both our clients and our platform from financial crime.
As part of our AML Compliance Program, FinvestAI upholds the highest standards for detecting, reporting, and preventing illicit financial activities. Our team continuously monitors transactions, verifies client identities, and ensures adherence to evolving global financial regulations.
For any inquiries regarding FinvestAI’s AML/CFT policies, please contact our Compliance Team at [email protected] or our Support Team at [email protected].
Trading Contracts for Difference (CFDs) involves a high level of risk and may not be suitable for all investors. Before engaging in CFD trading, you should carefully assess whether you can tolerate substantial financial risk and potential losses.
If you are not an experienced investor or lack the financial capability to sustain losses, CFD trading may not be appropriate for you. Trading shares without leverage generally involves less risk than trading CFDs with margin.
The financial markets are inherently volatile, and CFD trading amplifies this risk, especially when leverage is involved. While leverage can increase potential profits, it can also magnify losses. It is crucial to understand that trading on margin means you could lose more than your initial deposit.
CFD trading is not suitable for all investors. If you cannot afford to lose your invested capital, you should not trade CFDs. Before opening any positions, make sure you fully understand the risks involved. We strongly recommend consulting an independent, fully licensed financial advisor before trading CFDs.
FinvestAI does not accept liability for:
Copying or replicating another trader’s strategies carries its own set of risks, even if they appear highly experienced. While social and copy trading can provide insights, they do not guarantee profitable results.
Factors to consider when copying other traders:
Past performance is not an indicator of future results. Any content shared on FinvestAI’s platform is not financial advice and does not represent the views of FinvestAI. Traders within the community are free to share their own insights, which should not be interpreted as endorsements or recommendations.
Welcome to FinvestAI. We are committed to protecting your privacy and ensuring that your personal data is handled responsibly. This Privacy Policy outlines how we collect, use, store, and protect your information when you use our services.
By accessing and using our website, you consent to the collection and use of your personal data as described in this policy. If you do not agree with these terms, please refrain from using our services.
We may collect the following types of personal information:
We process your personal data for the following purposes:
We never sell, rent, or trade your personal information to third parties.
We may share your information with:
All third parties handling your data are required to maintain strict confidentiality and security.
We implement industry-standard security measures to protect your personal data from unauthorised access, loss, or misuse. These measures include:
Despite our security efforts, no method of transmission over the internet is 100% secure. You are responsible for keeping your login credentials safe.
Our website uses cookies to enhance your experience. These may include:
You can manage or disable cookies via your browser settings.
Depending on your jurisdiction, you may have the following rights regarding your personal data:
To exercise your rights, please contact us at [email protected].
We retain your personal data for as long as necessary to:
When no longer needed, data is securely deleted or anonymised.
As an international service provider, your data may be stored or processed in multiple jurisdictions. We ensure all data transfers comply with applicable laws, using:
By using our services, you acknowledge and consent to international data transfers.
We may update this Privacy Policy periodically to reflect regulatory changes or improvements in our data practices. Any updates will be published on our website, and we encourage you to review them regularly.
For any questions about this Privacy Policy or to exercise your rights, please contact us via email at [email protected], or you can send a letter to our registered address, which is located at 1st Floor, Irvine’s Place, 159 Main Street, P.O. Box 2132, Road Town, Tortola, British Virgin Islands VG1110.
At FinvestAI, we prioritise the security and transparency of our financial operations. As part of our commitment to regulatory compliance and fraud prevention, we have established a strict Know Your Customer (KYC) policy to safeguard our clients and the integrity of our platform.
KYC procedures are essential in combatting financial crimes such as identity theft, money laundering, terrorist financing, and financial fraud. These procedures ensure that all transactions are conducted securely while complying with global financial regulations.
We enforce a zero-tolerance policy on fraudulent activities, and any detected fraud will lead to immediate account suspension and forfeiture of funds.
To protect clients and comply with international financial regulations, FinvestAI requires all users to complete identity verification before making deposits or withdrawals.
Depending on your chosen deposit method, you must submit the following documents:
Clients must submit a clear, high-resolution copy of a government-issued photo ID. The document must be:
How to submit your documents
To verify your residential address, clients must provide one of the following documents issued within the last three months:
Important Notice
Clients funding their trading account via credit or debit card must submit a copy of both sides of the card, ensuring:
Security Recommendation
Clients using bank wire transfers must submit:
To avoid delays in transactions, we encourage clients to submit all required documents as soon as possible.
Key Requirements
Clients can submit their KYC documents by:
At FinvestAI, the security of our clients’ personal data is our top priority. We implement advanced encryption measures to secure all submitted documents throughout the verification process.
Key security measures include:
All submitted documents are handled with the highest level of security and privacy.
By adhering to these KYC policies, we aim to:
For any questions regarding KYC verification, please contact our compliance team at [email protected].
We appreciate your cooperation in making FinvestAI a safe and compliant trading platform. If you do have any questions, please contact our customer service department via email at [email protected].
Contracts for Difference (CFDs) are complex financial instruments that enable traders to speculate on price movements without owning the underlying asset. CFDs are traded on margin, which means that traders can control a larger position with a relatively small deposit.
While leverage amplifies potential profits, it also increases the level of risk, as losses can exceed the initial investment. CFD trading is not suitable for all investors, and it is crucial to fully understand the risks before engaging in leveraged trading.
Before trading CFDs, clients should be aware of the following key risks:
To help mitigate risk, traders should:
Trading CFDs involves a high level of risk and is not recommended for all investors. You should never trade with money you cannot afford to lose. Past performance is not a reliable indicator of future results, and market conditions can change rapidly.
If you are uncertain about your trading strategy or risk tolerance, we strongly recommend seeking independent financial advice before trading.
By engaging in CFD trading with FinvestAI, you acknowledge that you fully understand the risks involved and accept responsibility for your trading decisions.
The Markets in Financial Instruments Directive (MiFID) is a European Union (EU) regulatory framework that governs the provision of investment services across the 31 member states of the European Economic Area (EEA), which includes the 28 EU member states, as well as Iceland, Norway, and Liechtenstein. Originally introduced on 1 November 2007, MiFID replaced the previous Investment Services Directive (ISD) to enhance transparency, standardise regulations, and protect investors.
MiFID was designed to create a level playing field for financial institutions, ensuring that investment services operate under a harmonised legal framework throughout Europe. It aims to increase competition, improve investor protection, and establish common operating standards across all regulated markets.
In response to evolving financial markets and technological advancements, MiFID II was introduced and became effective on 3 January 2018. This updated regulation significantly enhanced MiFID’s framework by:
MiFID II increased transparency across asset classes, including equities, bonds, derivatives, and structured financial products, ensuring that investors have access to accurate pricing information and fair market conditions.
One of MiFID’s core objectives is to protect consumers by requiring investment firms to:
These measures are critical for ensuring market stability, investor confidence, and fair competition across financial markets.
Although MiFID applies within the European Economic Area (EEA), its impact extends globally, influencing financial regulation in non-EU jurisdictions. Investment firms that operate within or interact with European markets must ensure compliance with MiFID regulations to maintain their legal standing and market access.
At FinvestAI, we are committed to full regulatory compliance, adhering to MiFID and other relevant financial regulations to maintain a secure, transparent, and fair trading environment for all clients.
For further inquiries about our regulatory framework, please contact [email protected].
These Terms & Conditions govern your use of the services and products available on this website (hereinafter referred to as “the Site”). Our platform is accessible globally, subject to internet availability. By accessing or using this Site, you fully agree to abide by all the terms and conditions stated herein. IF YOU DO NOT AGREE WITH THESE TERMS, YOU MUST IMMEDIATELY CEASE USING THIS SITE.
FinvestAI reserves the right to update or modify these Terms & Conditions at any time without prior notice. Any changes will take effect upon publication on the Site. Your continued use of our services constitutes acceptance of these modifications.
This Agreement is entered into by Naffitive Ltd, the legal entity operating FinvestAI. Naffitive Ltd is a company registered under number 2122836, with its registered address at 1st Floor, Irvine’s Place, 159 Main Street, P.O. Box 2132, Road Town, Tortola, British Virgin Islands VG1110, and applies to the Site, trading platform, and all related features, tools, and services provided by FinvestAI. These services include, but are not limited to, live market data, trade execution, analytical tools, and financial information.
The services of FinvestAI are available to individuals and businesses that are legally eligible to enter into binding agreements in their respective jurisdictions. Our services are not available to individuals under the age of 18 or those who do not meet the legal trading requirements of their jurisdiction. If you do not qualify, please refrain from using this Site.
FinvestAI bears no responsibility for unauthorised use of its services by minors or individuals who do not meet eligibility requirements. Furthermore, our services are not available in jurisdictions where they would violate local laws or regulations. We reserve the right to refuse or terminate access to our services at our sole discretion.
To access our trading services, users must complete the registration process and provide accurate and up-to-date personal information. You are responsible for maintaining the confidentiality of your account credentials. FinvestAI will not be liable for any loss or damage arising from unauthorised access to your account.
By registering, you confirm that you will not impersonate another individual, conceal your identity, or provide false information. If you register on behalf of a company, you certify that you have the authority to bind the company to this Agreement.
Users are responsible for ensuring that their trading activities comply with the financial laws applicable in their jurisdiction. Access to our Site does not imply that our services are legal in your country. It is your obligation to verify the legality of engaging in trading activities with FinvestAI.
Additionally, users must ensure that any funds deposited into their FinvestAI account do not originate from illegal activities such as fraud, money laundering, or other criminal enterprises.
FinvestAI grants you a limited, non-exclusive, and non-transferable licence to access and use the Site solely for personal or business trading activities. Users may not copy, sell, or distribute any content from the Site without prior written consent from FinvestAI.
Any breach of these terms, including unauthorised use of the Site or its content, will result in immediate termination of your access to our services.
Trading involves substantial risk. Leveraged products can result in significant losses that may exceed your initial deposit. By using our services, you acknowledge and accept all risks associated with financial trading. You should never trade with funds you cannot afford to lose.
We strongly advise you to seek independent financial advice if you are uncertain about the risks involved in CFD trading.
In the event of a dispute between a user and FinvestAI, we will attempt to resolve the issue amicably. If an agreement cannot be reached, either party may refer the dispute to confidential arbitration under the ICC ADR Rules. The arbitration decision will be final and binding.
FinvestAI maintains a structured complaint resolution policy. All complaints are recorded and handled in a transparent manner.
FinvestAI may provide users with financial news, market analysis, and other relevant data from third-party providers. This information is not investment advice and should not be relied upon for making financial decisions.
We do not guarantee the accuracy or reliability of market data, and we are not responsible for any losses incurred as a result of acting on such information.
The Site may contain links to third-party websites. These links are provided for informational purposes only and do not imply endorsement or affiliation. FinvestAI assumes no responsibility for the content, products, or services offered by third-party websites.
FinvestAI reserves the right to refuse or cancel transactions under the following conditions:
FinvestAI’s services are not available in the following jurisdictions:
Users from these locations are strictly prohibited from accessing our platform.
Withdrawals are subject to identity verification procedures. Naffitive Ltd, the legal entity operating FinvestAI, processes withdrawal requests within 3 business days. The actual time for funds to be received depends on the withdrawal method and banking processes.
Minimum withdrawal amounts:
For security reasons, additional verification may be required before withdrawals are processed. All withdrawals must comply with the regulations applicable under the British Virgin Islands jurisdiction.
FinvestAI strictly adheres to international AML regulations. To prevent financial crimes, we:
Any attempts to use FinvestAI for illicit activities will result in account suspension and reporting to relevant authorities.
All content, trademarks, logos, and intellectual property on this Site belong to FinvestAI. You may not use, copy, or distribute any materials without prior written approval.
You agree to indemnify and hold FinvestAI, its affiliates, and employees harmless from any claims, damages, or losses resulting from your use of the Site or violation of these Terms & Conditions.
FinvestAI shall not be liable for any losses, damages, or disruptions resulting from the use of our Site, including but not limited to:
Our liability shall not exceed the amount of funds deposited into your account in connection with the disputed transaction.
This Agreement is governed by the laws of the British Virgin Islands.
Final Provisions
FinvestAI reserves the right to update these Terms & Conditions at any time. Users are responsible for reviewing changes periodically. Continued use of the Site after modifications implies acceptance of the revised terms.
If any provision of this Agreement is deemed unenforceable, the remaining provisions will remain in full effect.
For inquiries, please contact our support team.
To participate in trading and investment opportunities, FinvestAI clients must fund their trading accounts. Any generated profits may be withdrawn in accordance with this policy.
All deposits and withdrawals are subject to this policy, as well as the general Terms & Conditions of FinvestAI.
As a client, you must ensure that all deposits originate from a single funding source (e.g., a personal bank account). Before engaging in trading, you must verify that the funding source is in your name and registered in your country of residence.
For compliance purposes, FinvestAI may request a SWIFT confirmation to verify the origin of funds before they can be credited to your trading account. Failure to comply with this policy may result in restrictions on deposits made via bank transfer or wire transfer.
If your account remains inactive for six (6) months or more (a Dormant Account), a monthly dormancy fee of 10% will be deducted from your balance.
To comply with Anti-Money Laundering (AML) regulations, withdrawals can only be processed to the same funding source used for the deposit.
Unless otherwise agreed, withdrawals will be executed in the same currency as the original deposit.
If you use alternative payment methods for deposits or withdrawals, additional processing fees and restrictions may apply. Withdrawal fees are automatically deducted from the withdrawal amount. A full fee schedule is available on the FinvestAI website.
In some cases, FinvestAI may process withdrawals via an alternative method for security reasons, in accordance with AML regulations. Clients may also be required to submit additional documents before withdrawals are processed.
The following transaction fees apply to withdrawals:
A 10% withdrawal levy applies to accounts that:
Minimum Withdrawal Amounts
Note: Bank wire withdrawals incur an additional transaction fee. For example, withdrawing $250 by bank wire will include a $50 fee, leaving $200 received.
Withdrawal fees are subject to change based on FinvestAI’s banking and payment processing arrangements.
Funds visible in your account balance may include:
These Non-Deposited Funds cannot be withdrawn unless explicitly stated otherwise.
Bonuses granted by FinvestAI can only be withdrawn after reaching a minimum trading volume of 25 times the deposit amount plus the bonus received.
To withdraw funds, clients must:
Important: Clients must ensure they have sufficient available margin in their account before submitting a withdrawal request. Withdrawals may impact open positions or trading strategies.
The timeframe for funds to be received depends on bank processing and security checks:
Important Note: While FinvestAI processes withdrawals promptly, we are not responsible for delays caused by banks, credit card providers, or third-party payment systems.
Clients should follow up directly with their bank or payment provider if additional processing time is required.
Additional fees may be charged if the receiving bank uses an intermediary bank. FinvestAI is not responsible for these third-party charges.
For credit card deposits, transactions in a currency different from USD will be converted at the prevailing exchange rate. Due to potential bank fees, minor discrepancies may occur between the deposit amount and the final amount charged to the card.
Clients who deposit funds via credit card and later withdraw winnings must use the same card for withdrawals.
Card Withdrawal Limitations
Your account may hold balances in multiple currencies, subject to the following conditions:
This policy is subject to AML regulations, and additional conditions may apply at any time to ensure compliance with financial regulations.
All account activities are subject to FinvestAI’s Terms & Conditions, which may be updated periodically.
For questions about this policy, clients may contact our support team.
To protect against financial fraud and money laundering, FinvestAI has strict refund policies:
If a client’s activities are deemed inappropriate or unlawful, FinvestAI reserves the right to freeze their balance and return funds after deducting applicable service and processing fees.
Clients who deposit via credit/debit card agree not to initiate chargebacks with their bank. Any attempt to reverse transactions will be considered a breach of this policy, and FinvestAI may:
If you do have any questions, please contact our customer service team via [email protected].
FinvestAI is fully committed to upholding global anti-money laundering (AML) and counter-terrorism financing (CFT) regulations. To safeguard our clients and financial ecosystem, we adhere to stringent compliance measures that align with international standards.
Our AML framework is structured in accordance with guidelines established by MONEYVAL—the Committee of Experts on the Evaluation of Anti-Money Laundering Measures and the Financing of Terrorism. MONEYVAL, a pan-European regulatory body with 47 member states, assesses compliance with global AML/CFT protocols and reports directly to the Council of Europe’s Committee of Ministers. Additionally, MONEYVAL evaluates the effectiveness of anti-money laundering implementation across jurisdictions and provides recommendations for systemic improvements.
Originally an observer to the Financial Action Task Force (FATF), MONEYVAL became an associate member in 2006. FinvestAI has incorporated MONEYVAL’s principles into our compliance framework to mitigate the risks of financial crime.
To ensure strict adherence to AML and CFT regulations, FinvestAI enforces the following measures:
Money laundering is a process in which illicit funds are disguised as legitimate by cycling them through various financial channels. At FinvestAI, we enforce strict controls to prevent such activities.
This is the initial stage of money laundering, where illicit funds enter the financial system. Criminals attempt to introduce illegal proceeds into trading accounts, bank accounts, or financial institutions through direct deposits, trading transactions, or small-amount transfers.
To counteract this, FinvestAI ensures that all client deposits originate from verified sources. We actively monitor transactions to prevent the use of trading accounts as a means to launder illicit funds.
The second stage, known as layering or structuring, involves breaking down large sums of money into smaller, harder-to-track transactions. This process is used to obscure the origins of the funds. Criminals may conduct multiple trades across different asset classes or financial instruments to create a complex web of transactions.
To mitigate this risk, FinvestAI enforces real-time transaction monitoring and pattern analysis to detect unusual or suspicious trading behaviour. Large or frequent transactions that appear inconsistent with a client’s usual activity may trigger further compliance reviews.
At the final stage of money laundering, illicit funds are reintegrated into the financial system as seemingly legitimate assets. This is typically done through bank transfers, high-value purchases, or liquidation of financial holdings.
FinvestAI strictly enforces a withdrawal policy that mandates funds be returned to the original deposit source. By directing withdrawals back to their initial funding method, we minimise the risk of money laundering and protect both our clients and our platform from financial crime.
As part of our AML Compliance Program, FinvestAI upholds the highest standards for detecting, reporting, and preventing illicit financial activities. Our team continuously monitors transactions, verifies client identities, and ensures adherence to evolving global financial regulations.
For any inquiries regarding FinvestAI’s AML/CFT policies, please contact our Compliance Team at [email protected] or our Support Team at [email protected].
Trading Contracts for Difference (CFDs) involves a high level of risk and may not be suitable for all investors. Before engaging in CFD trading, you should carefully assess whether you can tolerate substantial financial risk and potential losses.
If you are not an experienced investor or lack the financial capability to sustain losses, CFD trading may not be appropriate for you. Trading shares without leverage generally involves less risk than trading CFDs with margin.
The financial markets are inherently volatile, and CFD trading amplifies this risk, especially when leverage is involved. While leverage can increase potential profits, it can also magnify losses. It is crucial to understand that trading on margin means you could lose more than your initial deposit.
CFD trading is not suitable for all investors. If you cannot afford to lose your invested capital, you should not trade CFDs. Before opening any positions, make sure you fully understand the risks involved. We strongly recommend consulting an independent, fully licensed financial advisor before trading CFDs.
FinvestAI does not accept liability for:
Copying or replicating another trader’s strategies carries its own set of risks, even if they appear highly experienced. While social and copy trading can provide insights, they do not guarantee profitable results.
Factors to consider when copying other traders:
Past performance is not an indicator of future results. Any content shared on FinvestAI’s platform is not financial advice and does not represent the views of FinvestAI. Traders within the community are free to share their own insights, which should not be interpreted as endorsements or recommendations.
Welcome to FinvestAI. We are committed to protecting your privacy and ensuring that your personal data is handled responsibly. This Privacy Policy outlines how we collect, use, store, and protect your information when you use our services.
By accessing and using our website, you consent to the collection and use of your personal data as described in this policy. If you do not agree with these terms, please refrain from using our services.
We may collect the following types of personal information:
We process your personal data for the following purposes:
We never sell, rent, or trade your personal information to third parties.
We may share your information with:
All third parties handling your data are required to maintain strict confidentiality and security.
We implement industry-standard security measures to protect your personal data from unauthorised access, loss, or misuse. These measures include:
Despite our security efforts, no method of transmission over the internet is 100% secure. You are responsible for keeping your login credentials safe.
Our website uses cookies to enhance your experience. These may include:
You can manage or disable cookies via your browser settings.
Depending on your jurisdiction, you may have the following rights regarding your personal data:
To exercise your rights, please contact us at [email protected].
We retain your personal data for as long as necessary to:
When no longer needed, data is securely deleted or anonymised.
As an international service provider, your data may be stored or processed in multiple jurisdictions. We ensure all data transfers comply with applicable laws, using:
By using our services, you acknowledge and consent to international data transfers.
We may update this Privacy Policy periodically to reflect regulatory changes or improvements in our data practices. Any updates will be published on our website, and we encourage you to review them regularly.
For any questions about this Privacy Policy or to exercise your rights, please contact us via email at [email protected], or you can send a letter to our registered address, which is located at 1st Floor, Irvine’s Place, 159 Main Street, P.O. Box 2132, Road Town, Tortola, British Virgin Islands VG1110.
At FinvestAI, we prioritise the security and transparency of our financial operations. As part of our commitment to regulatory compliance and fraud prevention, we have established a strict Know Your Customer (KYC) policy to safeguard our clients and the integrity of our platform.
KYC procedures are essential in combatting financial crimes such as identity theft, money laundering, terrorist financing, and financial fraud. These procedures ensure that all transactions are conducted securely while complying with global financial regulations.
We enforce a zero-tolerance policy on fraudulent activities, and any detected fraud will lead to immediate account suspension and forfeiture of funds.
To protect clients and comply with international financial regulations, FinvestAI requires all users to complete identity verification before making deposits or withdrawals.
Depending on your chosen deposit method, you must submit the following documents:
Clients must submit a clear, high-resolution copy of a government-issued photo ID. The document must be:
How to submit your documents
To verify your residential address, clients must provide one of the following documents issued within the last three months:
Important Notice
Clients funding their trading account via credit or debit card must submit a copy of both sides of the card, ensuring:
Security Recommendation
Clients using bank wire transfers must submit:
To avoid delays in transactions, we encourage clients to submit all required documents as soon as possible.
Key Requirements
Clients can submit their KYC documents by:
At FinvestAI, the security of our clients’ personal data is our top priority. We implement advanced encryption measures to secure all submitted documents throughout the verification process.
Key security measures include:
All submitted documents are handled with the highest level of security and privacy.
By adhering to these KYC policies, we aim to:
For any questions regarding KYC verification, please contact our compliance team at [email protected].
We appreciate your cooperation in making FinvestAI a safe and compliant trading platform. If you do have any questions, please contact our customer service department via email at [email protected].
Contracts for Difference (CFDs) are complex financial instruments that enable traders to speculate on price movements without owning the underlying asset. CFDs are traded on margin, which means that traders can control a larger position with a relatively small deposit.
While leverage amplifies potential profits, it also increases the level of risk, as losses can exceed the initial investment. CFD trading is not suitable for all investors, and it is crucial to fully understand the risks before engaging in leveraged trading.
Before trading CFDs, clients should be aware of the following key risks:
To help mitigate risk, traders should:
Trading CFDs involves a high level of risk and is not recommended for all investors. You should never trade with money you cannot afford to lose. Past performance is not a reliable indicator of future results, and market conditions can change rapidly.
If you are uncertain about your trading strategy or risk tolerance, we strongly recommend seeking independent financial advice before trading.
By engaging in CFD trading with FinvestAI, you acknowledge that you fully understand the risks involved and accept responsibility for your trading decisions.
The Markets in Financial Instruments Directive (MiFID) is a European Union (EU) regulatory framework that governs the provision of investment services across the 31 member states of the European Economic Area (EEA), which includes the 28 EU member states, as well as Iceland, Norway, and Liechtenstein. Originally introduced on 1 November 2007, MiFID replaced the previous Investment Services Directive (ISD) to enhance transparency, standardise regulations, and protect investors.
MiFID was designed to create a level playing field for financial institutions, ensuring that investment services operate under a harmonised legal framework throughout Europe. It aims to increase competition, improve investor protection, and establish common operating standards across all regulated markets.
In response to evolving financial markets and technological advancements, MiFID II was introduced and became effective on 3 January 2018. This updated regulation significantly enhanced MiFID’s framework by:
MiFID II increased transparency across asset classes, including equities, bonds, derivatives, and structured financial products, ensuring that investors have access to accurate pricing information and fair market conditions.
One of MiFID’s core objectives is to protect consumers by requiring investment firms to:
These measures are critical for ensuring market stability, investor confidence, and fair competition across financial markets.
Although MiFID applies within the European Economic Area (EEA), its impact extends globally, influencing financial regulation in non-EU jurisdictions. Investment firms that operate within or interact with European markets must ensure compliance with MiFID regulations to maintain their legal standing and market access.
At FinvestAI, we are committed to full regulatory compliance, adhering to MiFID and other relevant financial regulations to maintain a secure, transparent, and fair trading environment for all clients.
For further inquiries about our regulatory framework, please contact [email protected].
Trading with FinvestAI involves complex financial instruments that carry a high level of risk due to leverage and market volatility. These instruments may not be suitable for all investors, as they can lead to rapid financial losses. It is essential to fully understand the risks involved before engaging in trading activities on our platform.
The information provided on this website, including market analysis, news, research, and commentary, is for informational purposes only and should not be considered investment advice, a recommendation, or a solicitation to engage in any trading activity. FinvestAI does not guarantee the accuracy or reliability of any market data displayed.
Additionally, trading via online platforms carries inherent risks, including potential failures in hardware, software, and internet connectivity, which may result in delays or disruptions in order execution. FinvestAI shall not be held liable for any technical issues, communication failures, or trading losses – whether direct or indirect – that may arise from the use of our trading platform or the information provided on this website.